Term Period | General Rate | Senior Citizen Rate |
---|---|---|
15 Days - 45 Days | 4.00 % | 4.00 % |
46 Days - 90 Days | 4.50 % | 4.50 % |
91 Days - 180 Days | 5.00 % | 5.00 % |
181 Days - 364 Days | 5.50 % | 5.50 % |
1 Year - 2 Year | 6.25 % | 6.75 % |
Above 2 Year - 3 Year | 6.00 % | 6.50 % |
Senior Citizen ( i.e. having age of 60 year and above will get benefit of 0.50 % higher interest rates on Fix Deposit above a period of 1 year ). | |
We don't accept Fix Deposit above the period of 3 year. | |
Interst paid if liable for Income Tax dedication the TDS will be deducted from the interest paid on date. | |
Interest are consider as Non-cumulative if Duration is Less than 1 Year. | |
For more than 1 Year then Interest will be considered as Cumulatively. |
Term Period | Monthly Installment of ₹. 50 | Monthly Installment of ₹. 100 |
---|---|---|
12 Months | ₹ 621 | ₹ 1241 |
24 Months | ₹ 1281 | ₹ 2562 |
36 Months | ₹ 1976 | ₹ 3951 |
Advances Type | Interest Rate |
---|---|
Personal Loan ( Upto ₹ 1 Lakh ) | 14.00 % |
Auto Loan ( Car - 36 Month Repayment ) | 8.30 % |
Auto Loan ( Car - 60 Month Repayment ) | 8.60 % |
Auto Loan ( Car - 84 Month Repayment ) | 8.90 % |
Auto Loan ( 2/3 Wheeler ) | 11.50 % |
Auto Loan ( Commercial Vehicle ) | 11.50 % |
Housing Loan ( Upto ₹ 70 Lakh ) | 8.40 % |
Doctors Loan | 10.00 % |
Consumer Durable Loan ( Upto ₹ 1 Lakh ) | 11.00 % |
Education Loan ( Upto ₹ 10 Lakh ) | 11.00 % |
Mahila Swarojgar Loan ( Upto ₹ 50,000 ) | 11.00 % |
Machinery Term Loan | 11.00 % |
Business Building Purchase Loan | 11.00 % |
Hypothecation of Stock / Book Debt | 11.00 % |
Business Mortgage Overdraft Loan | 11.50 % |
F.D. Overdraft / Loan ( Above Deposit Rate ) | 1.00 % |
N.S.C. / K.V.P. / L.I.C. Policy Loan / Overdraft | 11.00 % |