| Term Period | General Rate | Senior Citizen Rate |
|---|---|---|
| 15 Days - 45 Days | 3.50 % | 3.50 % |
| 46 Days - 90 Days | 3.75 % | 3.75 % |
| 91 Days - 180 Days | 4.50 % | 4.50 % |
| 181 Days - 364 Days | 5.00 % | 5.00 % |
| 1 Year - 2 Year | 6.00 % | 6.50 % |
| Above 2 Year - 3 Year | 5.75 % | 6.25 % |
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Senior Citizen ( i.e. having age of 60 year and above will get benefit of 0.50 % higher interest rates on Fix Deposit above a period of 1 year ). |
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We don't accept Fix Deposit above the period of 3 year. |
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Interst paid if liable for Income Tax dedication the TDS will be deducted from the interest paid on date. |
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Interest are consider as Non-cumulative if Duration is Less than 1 Year. |
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For more than 1 Year then Interest will be considered as Cumulatively. |
| Term Period | Monthly Installment of ₹. 50 | Monthly Installment of ₹. 100 |
|---|---|---|
| 12 Months | ₹ 620 | ₹ 1240 |
| 24 Months | ₹ 1278 | ₹ 2555 |
| 36 Months | ₹ 1968 | ₹ 3936 |
| Advances Type | Interest Rate |
|---|---|
| Personal Loan ( Upto ₹ 1 Lakh ) | 14.00 % |
| Auto Loan ( Car - 36 Month Repayment ) | 8.00 % |
| Auto Loan ( Car - 60 Month Repayment ) | 8.25 % |
| Auto Loan ( Car - 84 Month Repayment ) | 8.50 % |
| Auto Loan ( 2/3 Wheeler ) | 11.00 % |
| Auto Loan ( Commercial Vehicle ) | 11.00 % |
| Housing Loan ( Upto ₹ 70 Lakh ) | 8.00 % |
| Doctors Loan | 10.00 % |
| Consumer Durable Loan ( Upto ₹ 1 Lakh ) | 11.00 % |
| Education Loan ( Upto ₹ 10 Lakh ) | 11.00 % |
| Mahila Swarojgar Loan ( Upto ₹ 50,000 ) | 11.00 % |
| Machinery Term Loan | 11.00 % |
| Business Building Purchase Loan | 11.00 % |
| Hypothecation of Stock / Book Debt | 10.90 % |
| Business Mortgage Overdraft Loan | 10.90 % |
| Business Mortgage Loan | 10.90 % |
| F.D. Overdraft / Loan ( Above Deposit Rate ) | 1.00 % |
| N.S.C. / K.V.P. / L.I.C. Policy Loan / Overdraft | 11.00 % |
