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Doctors Loan is available for purchase of building for Clinic,Dispensary,Nursing home, Private hospital,Surgical Instruments, Machinery, Furniture, Fittings etc, Registered Practitioners-Doctors, Surgeons, Pathologists can avail the loan under the scheme. |
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Copy of registration Certificate,Degree Certificate. |
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Copy of Clinic,Dispensary,Private Hospital registration certificate. |
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Copy of Last two years income tax return, Pan Card |
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3 Copies of Photograph |
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Address proof – electric bill /telephone bill (any one) |
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Photo proof – Pan card / Voter card / Driving license (Any one) |
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Photograph ( 2 Copies ) |
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Last tax bill |
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Last income tax return copy |
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Address proof – electric bill /telephone bill (any one) As per KYC norms |
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Photo proof – Pan card / Voter card / Driving license (Any one) As per KYC norms |
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The Applicant has to Provide one guarantor. |
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Original documents of the property to be submitted to the bank.Registered mortgage of the property to be done in the name of bank.Bank charges will be noted in Association/Society book. |
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Valuation of the Property will be required for old property.Bank will give loan of 70% of valuation amount (For old Property) |
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Applicant will have to take insurance of the building/machinery/instruments in favour of bank |
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Applicant has to submit quotation for purchase of surgical instruments, machinery, furniture, fittings etc. Bank will keep margin of 30% on quotation amount. Applicant has to deposit margin money with the bank. Bank will issue banker cheque to dealer. |
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Loan is to be repaid with interest within 72 mothly equal instalments in case of purchase of surgical instruments/machinery. where as loan for purchase of building for Clinic,dispensary,nursing home,private hospital is to be repaid with interest within 100 monthly equal instalments. |
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Title clearance and valuation report will be done by approved lawyer and valuer of the bank. Applicant has to pay their fees. |
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Applicant has to take share @ 2 % of the limit with maximum if Rs: 20,000/- |
