Deposits Interest Rates

Deposits ( Effective from 01-02-2021 ) :

Term Period General Rate Senior Citizen Rate
15 Days - 45 Days 3.50 % 3.50 %
46 Days - 90 Days 3.75 % 3.75 %
91 Days - 180 Days 4.50 % 4.50 %
181 Days - 364 Days 5.00 % 5.00 %
1 Year - 2 Year 6.00 % 6.50 %
Above 2 Year - 3 Year 5.75 % 6.25 %
Senior Citizen ( i.e. having age of 60 year and above will get benefit of 0.50 % higher interest rates on Fix Deposit above a period of 1 year ).
We don't accept Fix Deposit above the period of 3 year.
Interst paid if liable for Income Tax dedication the TDS will be deducted from the interest paid on date.
Interest are consider as Non-cumulative if Duration is Less than 1 Year.
For more than 1 Year then Interest will be considered as Cumulatively.

Recurring ( Effective from 01-02-2021 ) :

Term Period Monthly Installment of ₹. 50 Monthly Installment of ₹. 100
12 Months ₹ 620 ₹ 1240
24 Months ₹ 1278 ₹ 2555
36 Months ₹ 1968 ₹ 3936