Saraspur Nagarik Co.Operative Bank Ltd.
 
ESTD. 1968
 
આપણી "સરસ" સહકારી બૅંક
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Personal Loan
Personal Loan is available upto Rs.1,00,000/- to meet with the expenses of social, religious occasion, medical treatment, minor repairs to property etc.
Applicant details
Applicant’s last two years Income tax Return / Payslip of last 3 months / Notarized income certificate for joint family.
Last tax bill / certificate from society chairman/Secretary if applicant owned property
3 Photographs of Applicant.
Address proof – electric bill /telephone bill (any one) As per KYC norms
Photo proof – Pan card / Voter card / Driving license (Any one) As per KYC norms
Bank Statement of last 2 years
Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
Applicant should have Savings Bank account with the bank.
Guarantor details
Photograph-two copies.
Last tax bill
Last income tax return copy
Address proof – electric bill /telephone bill (any one)
Photo proof – Pan card / Voter card / Driving license (Any one)
Notes
One guarantor required for personal loan up to Rs. 50000/-
Two guarantors required for personal loan above Rs. 50000/- and upto Rs. 1,00,000/-
Conditions
Loan amount is to be repaid with interest within 48 monthly instalments.
Applicant has to take share of bank @5% of the limit.
Processing charges of Rs.100/- upto limit of Rs.50,000/- and Rs.200/- for above limit of Rs.50,000/- will be levied on saction.
   
Personal Loan
Hire Purchase Auto Loan
Housing Loan
Doctors Loan
Consumer Durable Loan
Education Loan
Machinery Term Loan
Business Building Purchase Loan
Hypothecation of stock / Book Debts
Business Mortgage overdraft/ Loan
 
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