Saraspur Nagarik Co.Operative Bank Ltd.
 
ESTD. 1968
 
આપણી "સરસ" સહકારી બૅંક
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Rate Of Interest
Deposits(Effective from 01-09-2018 )
 Fixed Deposits Rates
        General Rates Senior Citizen Rates
    1.) 15 Days to 45 Days 4.50%(Non-cumulative) 4.50%(Non-cumulative)
2.) 46 Days to 90 Days 5.00%(Non-cumulative) 5.00%(Non-cumulative)
3.) 91 Days to 180 Days 5.50%(Non-cumulative) 5.50%(Non-cumulative)
4.) 181 Days to 364 days 6.50%(Non-cumulative) 6.50%(Non-cumulative)
5.) 1 Year to 2 Years 7.25%(cumulative) 7.75%(cumulative)
6.) Above 2 Years to 3 Years 7.00%(cumulative) 7.50%(cumulative)
Recurring(Effective from 01-09-2018 ) Maturity Amount(Rs.)
    Monthly Installment of Rs.50/- For 12 Months   0624/-
Monthly Installment of Rs.50/- For 24 Months   1294/-
Monthly Installment of Rs.50/- For 36 Months   2007/-
    Monthly Installment of Rs.100/- For 12 Months   1247/-
Monthly Installment of Rs.100/- For 24 Months   2589/-
Monthly Installment of Rs.100/- For 36 Months   4014/-
Advances(Effective from 1-09-2018) Rates
1.) Personal Loan (Up to 1 Lac) 14.00%
2.) Auto Loan  
       a.) Car 9.00%
       b.) Two Wheeler, Three Wheeler 11.50%
       c.) Commercial vehicle 11.50%
3.) Housing Loan (Up to 70 Lacs) 8.90%
4.) Doctors Loan 10.00%
5.) Consumer Durable Loan (Up to 1 Lac) 11.00%
6.) Education Loan (Up to 10 Lacs) 11.00%
7.) Mahila Swarojgar Loan (Up to Rs. 50,000/-) 11.00%
8.) Machinery Term Loan 11.00%
9.) Business Building Purchase Loan 11.00%
10.)Hypothecation Of Stock/Book Debt 11.50%
11.)Business Mortgage Overdraft / Loan 11.50%
12.)F.D. Overdraft/Loan ( above deposit rate ) 1.00%
13.)N.S.C/K.V.P/L.I.C Policy Loan/Overdraft 11.00%
   
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