Saraspur Nagarik Co.Operative Bank Ltd.
 
ESTD. 1968
 
આપણી "સરસ" સહકારી બૅંક
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Doctors Loan
Doctors Loan is available for purchase of building for Clinic,Dispensary,Nursing home, Private hospital,Surgical Instruments, Machinery, Furniture, Fittings etc, Registered Practitioners-Doctors, Surgeons, Pathologists can avail the loan under the scheme.
Applicant details
Copy of registration Certificate,Degree Certificate.
Copy of Clinic,Dispensary,Private Hospital registration certificate.
Copy of Last two years income tax return, Pan Card
Three Copies of Photoghraphs.
Adress Proof-Electricity bill / Telephonebill (any one)
Photo Proof-Voter Card / Driving license (any one )
Guarantor details
Photograph-two copies
Last tax bill
Last income tax return copy
Address proof – electric bill /telephone bill (any one)
Photo proof – Pan card / Voter card / Driving license (Any one)
Conditions
The Applicant has to Provide one guarantor.
Original documents of the property to be submitted to the bank.Registered mortgage of the property to be done in the name of bank.Bank charges will be noted in Association/Society book.
Valuation of the Property will be required for old property.Bank will give loan of 70% of valuation amount (For old Property)
Applicant will have to take insurance of the building/machinery/instruments in favour of bank
Applicant has to submit quotation for purchase of surgical instruments, machinery, furniture, fittings etc. Bank will keep margin of 30% on quotation amount. Applicant has to deposit margin money with the bank. Bank will issue banker cheque to dealer.
Loan is to be repaid with interest within 72 mothly equal instalments in case of purchase of surgical instruments/machinery. where as loan for purchase of building for Clinic,dispensary,nursing home,private hospital is to be repaid with interest within 100 monthly equal instalments.
Title clearance and valuation report will be done by approved lawyer and valuer of the bank. Applicant has to pay their fees.
Applicant has to take share @2.50% of the limit.
Processing charges of Rs.2000/- will be levied on sanction.
   
Personal Loan
Hire Purchase Auto Loan
Housing Loan
Doctors Loan
Consumer Durable Loan
Education Loan
Machinery Term Loan
Business Building Purchase Loan
Hypothecation of stock / Book Debts
Business Mortgage overdraft/ Loan
 
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