Saraspur Nagarik Co.Operative Bank Ltd.
 
ESTD. 1968
 
આપણી "સરસ" સહકારી બૅંક
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Current Deposit
Customer can open Current Account with minimum balance or Rs.1000/-.
We offer 25 & 50 pages cheque book
We offer nomination facility for all individual accounts and proprietory concern accounts.
Customer can open joint account and that account can jointly,operate as per instruction like Any one, Jointly, Any two Jointly either or survivor etc.
We offer Monthly, Half yearly, Yearly and periodical Statement to our Customers for their reconciliation purpose or any other purpose.
We are member of Deposit Insurance and Credit Guarantee Scheme in which customers deposits are insured up to Rs. 1 Lac.
 
Rules & Regulation for Current Account :
Every Depositor must have to fulfill KYC norms as per RBI directive.
The Customer has to give all the valid proof before opening an account under KYC norms as per RBI Guideline.
The Bank’s management having full right to close the account if account holder do not keep sufficient balance to clear inward cheque or ECS.
The customer must have to preserve his/her cheque book in custody. The Bank is not responsible for any misuse of cheque book.
Cheque book charges will be debited from the account at the time of issue of cheque book. Other Charges which will be applicable will also deduct from the account.
Stop payment of particular cheque/s facility is available but the customer has to keep sufficient balance to match the cheque amount then only the cheque will return with the reason of stop payment and stop payment charges will be levied from the account.

The Bank having all rights of appropriation, set off, lien and change the rules and regulation.
No interest will be paid in Current Account.
 
Requirements to open Current Bank Account :
Valid Photo I.D. & Address Proof of proprietor / partners /directors
(A) Any one of proof for all partners/ directors or proprietor (Photo Id)
  Passport
  Driving License
  Voter ID Card
  Government Approved College/university I.Card
  Government/Semi government/Department I.Card
(B) Address Proof
  Electricity Bill (not more than 2 months old)
  BSNL Landline Telephone Bill (not more than 2 months old)
  Municipal Tax Bill
  Other proof acceptable by Bank.
Passport Size Photographs–two copies
Registration Certificate of firm
Partnership deed / Resolution to operate the account
Copy of Memorandum and Articles of Association & Latest Form No.32.(For Company Account)
Pan Card with forwarding letter
Introduction from existing Account Holder
Savings Bank Deposit
Current Deposit
Recurring Deposit
Fix Deposit
Interest Rates
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