Service Charges ( Effective from 01-07-2019 )

No. Type of Service Criteria Service Charges (₹) GST (₹) Total Service Charges (₹)
1. Non-maintenance of Minimum Balance
(A) Savings Bank account (Rs. 500/- Min. Balance) Free -- -- --
(B) Current Account (Rs. 1,000/- Min. Balance) On Quarterly Basis 30.00 5.40 35.40
2. Cheque book Charges
(A) Savings Bank Account Free -- -- --
(B) Current Account For 30 pages 30.00 5.40 35.40
(C) Cash Credit / O.D Account For 30 pages 30.00 5.40 35.40
3. Stop Payment Charges Per Cheque 25.00 4.50 29.50
4. Incidental Charges (On Operative A/Cs)
(A) Current Account On Half yearly Basis 50.00 9.00 59.00
(B) Cash Credit and Overdraft Account On Half yearly Basis 50.00 9.00 59.00
(Rs. 10/- for 30 Entries with Min. Of Rs. 50/-)
5. Confidential Report Charges Per Report 50.00 9.00 59.00
6. If Account closed within one year
(A) Saving Bank Account Per Account 25.00 4.50 29.50
(B) Current Account Per Account 50.00 9.00 59.00
7. Pay Order / Pay Slip Charges
Up to Rs. 1,000/- Per Instrument 10.00 1.80 11.80
From Rs. 1,001/- to Rs. 10,000/- Per Instrument 20.00 3.60 23.60
From Rs. 10,001/- to Rs. 50,000/- Per Instrument 30.00 5.40 35.40
From Rs. 50,001/- to Rs. 1,00,000/- Per Instrument 40.00 7.20 47.20
From Rs. 1,00,001/- to Rs. 5,00,000/- Per Instrument 50.00 9.00 59.00
Above Rs. 5,00,000/- Per Instrument 100.00 18.00 118.00
8. Demand Draft Charges of other Bank (H.D.F.C bank)
Up to Rs. 1,000/- -- 30.00 5.40 35.40
From Rs. 1,001/- to Rs. 1,00,000/- -- 100.00 18.00 118.00
From Rs. 1,00,001/- to Rs. 5,00,000/- Per Thousand 1.00 0.18 1.18
From Rs. 5,00,001/- to Rs. 10,00,000/- Per Thousand 1.00 0.18 1.18
Above Rs. 10,00,000/- Per Thousand 0.50 0.09 0.59
( Maximum Service Charge ₹ 5000 + Maximum GST Charge ₹ 900 = Maximum Total Service Charge ₹ 5900 )
9. (A) Inward Clearing Cheque Return Charges
Up to Rs. 50,000/- Per Cheque 50.00 9.00 59.00
From Rs. 50,001/- to Rs. 5,00,000/- Per Cheque 100.00 18.00 118.00
Above Rs. 5,00,000/- Per Cheque 300.00 54.00 354.00
(B) Ecs Return Charge Per Ecs 200.00 36.00 236.00
10. Outward Clearing Cheque return Charge
Up to Rs. 50,000/- Per Cheque 25.00 4.50 29.50
From Rs. 50,001/- to Rs. 1,00,000/- Per Cheque 50.00 9.00 59.00
From Rs. 1,00,001/- to Rs. 5,00,000/- Per Cheque 100.00 18.00 118.00
Above Rs. 5,00,000/- Per Cheque 500.00 90.00 590.00
11. Solvency Certificate Charges
Up to Rs. 1,00,000/- Per Certificate 100.00 18.00 118.00
From Rs. 1,00,001/- to Rs. 10,00,000/- Per Certificate 200.00 36.00 236.00
Above Rs. 10,00,000/- Per Certificate 500.00 90.00 590.00
12. Outstation Cheque Collection
Up to Rs. 5,000/- Per Cheque 25.00 4.50 29.50
From Rs. 5,001/- to Rs. 10,000/- Per Cheque 50.00 9.00 59.00
From Rs. 10,001/-to Rs. 1,00,000/- Per Cheque 100.00 18.00 118.00
Above Rs. 1,00,000/- Per Cheque 150.00 27.00 177.00
13. Inward Bill Collection Per Rs 1000 /- (Demand draft and Postages charges Extra) Per Bill 3.00 0.54 3.54
14. Outward Bill For Collection
Up to Rs. 10,000/- Per Bill 50.00 9.00 59.00
From Rs. 10,001/- to Rs. 1,00,000/- Per Bill 100.00 18.00 118.00
Above Rs. 1,00,001/- Per Bill 150.00 27.00 177.00
15. Duplicate Passbook Charge(For Savings Accounts and Recurring Deposites) Free -- -- --
16. Duplicate Statement Charges
(A) Current Account Free -- -- --
(B) Cash Credit/O.D Account Free -- -- --
17. Signature Verification Charges Free -- -- --
18. Balance Certificate Charges Free -- -- --
19. Addition / Deletion in the name of Accounts Free -- -- --
20. Outward Clearing MICR Processing Charges Free -- -- --
21. Cash Handling Charge Free -- -- --
22. Stock, Machinery, Vehicle Inspection Charges Free -- -- --
23. No Due Certificate Charges Free -- -- --
24. RTGS Charges (Outward) Free -- -- --
25. NEFT Charges (Outward) Free -- -- --
26. Inward RTGS / NEFT / ECS Charges (On Basis Credit transactions in Account) Free -- -- --
27. Loan/Credit Proposal Processing Charges Free -- -- --